Which action is part of verifying a subcontractor's license and insurance before starting work?

• A. Check the state licensing board.
• B. Rely on a verbal assurance from the contractor.
• C. Wait until after work starts to verify.
• D. Post a notice of lien.

Answer: (A)

Verifying credentials before work begins protects your project and keeps you compliant. Checking the state licensing board is the best first step because it is the official record of the subcontractor’s license: it confirms the license is active, shows what scope of work is allowed, and reveals any disciplinary actions or suspensions. This gives you concrete assurance that the person is legally permitted to perform the work you’re hiring them for.

Relying on a verbal assurance isn’t reliable and can be outdated or false, and waiting until after work starts to verify creates unnecessary risk if the person isn’t properly licensed or insured. Posting a lien doesn’t verify credentials—it’s a remedy for nonpayment, not a safeguard for licensing or insurance.

After confirming licensure, you should also obtain and review a current certificate of insurance to ensure proper coverage is in place for the project (typically general liability and workers’ compensation) with valid dates, adequate limits, and any required endorsements or additional insured status. This combination of official license verification and documented insurance provides solid protection for your project.