During construction, which insurance coverage should you verify specifically?

• A. General liability only.
• B. Auto insurance.
• C. Builder's risk coverage.
• D. Life insurance for the crew.

Answer: (C)

Builder's risk coverage protects the construction project itself, covering physical damage to the structure, materials, and any temporary structures while work is in progress. It handles losses from perils like fire, theft, vandalism, and weather, helping keep the project on track financially if something bad happens on site. General liability focuses on injuries or damage to others, not the actual building under construction; auto insurance covers vehicles, not the project; and life insurance for the crew protects individuals rather than project property. So, verifying builder's risk coverage specifically addresses the risks most directly tied to the construction effort.